Getting Spending Under Control

This course will show you how to control your spending. A more secure future, fewer worries, and the money for the things you really need and want.

Sometimes it may seem as if expenses keep piling up endlessly. But you can control many of your expenses. It takes awareness, planning and a little self-control.

It costs money to live. You need to pay for food, clothing, housing, transportation, communication, and a dozen other necessary expenses.

If you want to reach your goals, there are two things you must do with your expenses: 1. Know what you spend. 2. Reduce unnecessary spending.

1. Know what you spend. The first step in controlling your spending is to know where your money goes in a precise calculation!

Follow these steps to get a true picture of your spending. - Keep every receipt. - Record every expense daily. - Review bank statements to identify additional expenses.

- Make a list of irregular expenses, such as gifts, donations, taxes, car or home repairs, etc. - Total your expenses at the end of the month. - Do this for at least three months.