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This course will show you how to control your spending. A more secure future, fewer worries, and the money for the things you really need and want.
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Sometimes it may seem as if expenses keep piling up endlessly. But you can control many of your expenses. It takes awareness, planning and a little self-control.
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It costs money to live. You need to pay for food, clothing, housing, transportation, communication, and a dozen other necessary expenses.
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If you want to reach your goals, there are two things you must do with your expenses: 1. Know what you spend. 2. Reduce unnecessary spending.
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1. Know what you spend. The first step in controlling your spending is to know where your money goes in a precise calculation!
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Follow these steps to get a true picture of your spending. - Keep every receipt. - Record every expense daily. - Review bank statements to identify additional expenses.
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- Make a list of irregular expenses, such as gifts, donations, taxes, car or home repairs, etc. - Total your expenses at the end of the month. - Do this for at least three months.
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29
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14
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M
Margreth Temu
Thank you
F
Finess Misana
Woow, thank you much
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